Your Civic Wallet is automatically enrolled in our $1 Million Cryptocurrency Protection Guarantee for cryptocurrency holdings up to a value of $1 million USD per wallet, insured by Lloyd’s of London underwriters. This means that you will be able to recover your funds in the event that Civic ceases operations due to business failure, catastrophic systems failure or catastrophic data loss. The Guarantee provides you with an alternate way to access and recover your funds. Your Civic Wallet is also guaranteed for account and key recovery, even after the death of the owner. This protection comes automatically when signing up for Civic Wallet, and there are no extra steps you need to take in order to be eligible. Please note that stolen funds are not covered by the Coincover Cryptocurrency Protection Guarantee. See Coincover Certificate of Protection Coverage here.